Flood zone · ZIP 38655
Flood zone in Oxford (MS), MS
ZIP 38655 (Mississippi) — no per-ZIP flood zone figures here yet. What FEMA NFHL publishes, its limits, and where to look it up.
What this page shows
zipradar does not have per-ZIP flood zone figures for ZIP 38655 (Oxford (MS), Mississippi) yet. The primary source is FEMA NFHL; check it directly for current records.
Source & refresh
FEMA NFHL. zipradar does not host this data yet; read it at the source. Primary source →
Limitations specific to this source
For an official flood-zone determination (required by lenders), consult the FEMA Map Service Center directly. zipradar shows informational classifications only.
Mississippi context
Hurricanes, tornadoes, rural water compliance
Mississippi's Gulf Coast carries FEMA VE/AE zones. Jackson's water-system crisis (2022) flagged severe EPA SDWIS compliance issues; many small rural systems statewide face similar oversight pressure. Tornado risk peaks April.
See Mississippi state page for the full state-level rollup across all 12 dimensions.
Read more on flood zone
Editorial deep-dives explaining the source data, its limits, and how to read it.
Flood zones explained — what AE, X, and VE actually mean
Plain-English guide to FEMA flood-zone codes (A, AE, AH, V, VE, X, X-shaded). What the 1% and 0.2% annual-chance zones mean for your property and your insurance.
Wildfire Hazard Potential — what the USFS scale means and how to defend your home
Plain-English guide to the USDA Forest Service's Wildfire Hazard Potential 1–5 scale, how to read your community's risk, and concrete home-defense measures.
Wildfire insurance in 2026 — why premiums spiked and what to do
California, Oregon, Colorado, and other Western states have seen wildfire insurance premiums double or homeowners drop entirely. Plain-English guide to the 2026 market.
FEMA flood zones — AE vs. X vs. VE in plain English
FEMA's National Flood Hazard Layer maps every US property's flood-zone designation. Here's what AE, X, VE, and AO actually mean for your insurance bill.
The other dimensions for ZIP 38655
Flood zone is one of twelve public-records dimensions zipradar indexes per address. See the ZIP 38655 index for the other eleven — each with its own regulator, source and link:
All dimensions for Oxford (MS), MS →Frequently asked questions
What is the flood zone for ZIP 38655?
zipradar does not have per-ZIP flood zone figures for ZIP 38655 (Oxford (MS), Mississippi) yet. The primary source is FEMA NFHL; check it directly for current records.
Where does the flood zone data come from?
FEMA NFHL is the primary source (https://www.fema.gov/flood-maps/national-flood-hazard-layer). zipradar does not host per-ZIP flood zone figures yet.
What are the limitations of flood zone data?
For an official flood-zone determination (required by lenders), consult the FEMA Map Service Center directly. zipradar shows informational classifications only.
Is ZIP 38655 (Oxford (MS)) data current?
Page last verified 2026-09-24. zipradar has no per-ZIP flood zone figures for ZIP 38655 yet, so check FEMA NFHL directly. The ZIP overview at /zip/38655/ shows what zipradar does cover.