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Flood zone · Florida

Flood zone in Florida

Flood zone (FEMA NFHL) data for ZIP codes in Florida. Pick a ZIP below to dive into the flood zone summary.

Last verified 2026-09-24 · methodology

What lands here

Not on zipradar yet. The plan is the FEMA flood zone code, what it means in plain English, and the base flood elevation where assigned. Until then, look the address up on FEMA's Flood Map Service Center.

Source & refresh

FEMA NFHL. Refreshed quarterly loma updates. Primary source →

Florida top concern

Hurricanes, sea-level rise, sinkholes

Florida has the most extensive FEMA NFHL coverage in the US — coastal AE/VE zones plus inland AE driven by storm-surge modeling. Citizens Property Insurance Corp absorbs much of the high-risk private-market shedding. Radon risk concentrates in central FL limestone karst counties; sinkholes are tracked by FDEP separately.

See Florida state page for the full state-level rollup across all 12 dimensions.

Read more on flood zone

Editorial deep-dives explaining the source data, its limits, and how to read it.

31 Florida ZIPs