Flood zone · Washington
Flood zone in Washington
Flood zone (FEMA NFHL) data for ZIP codes in Washington. Pick a ZIP below to dive into the flood zone summary.
Last verified 2026-09-24 · methodology
What lands here
Not on zipradar yet. The plan is the FEMA flood zone code, what it means in plain English, and the base flood elevation where assigned. Until then, look the address up on FEMA's Flood Map Service Center.
Source & refresh
FEMA NFHL. Refreshed quarterly loma updates. Primary source →
Washington top concern
Wildfire (eastern), Cascadia seismic, coastal flood
Washington's wildfire risk concentrates in eastern WA + the Cascades. Cascadia subduction zone shapes long-term seismic risk. Puget Sound coastal flood zones face Risk Rating 2.0 pressure. Seattle has documented LCRR lead-service-line obligations.
See Washington state page for the full state-level rollup across all 12 dimensions.
Read more on flood zone
Editorial deep-dives explaining the source data, its limits, and how to read it.
Flood zones explained — what AE, X, and VE actually mean
Plain-English guide to FEMA flood-zone codes (A, AE, AH, V, VE, X, X-shaded). What the 1% and 0.2% annual-chance zones mean for your property and your insurance.
Wildfire Hazard Potential — what the USFS scale means and how to defend your home
Plain-English guide to the USDA Forest Service's Wildfire Hazard Potential 1–5 scale, how to read your community's risk, and concrete home-defense measures.
Wildfire insurance in 2026 — why premiums spiked and what to do
California, Oregon, Colorado, and other Western states have seen wildfire insurance premiums double or homeowners drop entirely. Plain-English guide to the 2026 market.
FEMA flood zones — AE vs. X vs. VE in plain English
FEMA's National Flood Hazard Layer maps every US property's flood-zone designation. Here's what AE, X, VE, and AO actually mean for your insurance bill.
11 Washington ZIPs
ZIP 98101
Seattle, WA
Flood zone →
ZIP 98109
Seattle (Queen Anne), WA
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ZIP 98033
Kirkland, WA
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ZIP 99201
Spokane, WA
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ZIP 98225
Bellingham, WA
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ZIP 98115
Seattle (Wallingford), WA
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ZIP 98662
Vancouver (WA), WA
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ZIP 98052
Redmond (WA), WA
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ZIP 98039
Medina (WA), WA
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ZIP 98004
Bellevue (WA), WA
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ZIP 98112
Seattle (Capitol Hill), WA
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